{"host":"financial-analyst.ai","week":"2026-W44","snapshot_taken_at":"2026-10-26T13:00:11.784122+00:00","summary":{"host":"financial-analyst.ai","listings":8,"score":100,"grade":"A","errors":0,"warnings":0,"calls_30d":8,"payers_30d":8},"confidence":null,"safety":null,"fixes":[{"rule":"price-outside-band","severity":"info","listings":8,"fix":"Check the amount's decimals: x402 amounts are in USDC's smallest unit, six decimals, so 1000000 is $1.","text":"a price far outside what its category asks"}],"market":{"resource":"https://financial-analyst.ai/hotel-acq/underwrite","category":"market_data","label":"Stocks and market data","price":{"usd":2.0,"compared_with":612,"p10":0.001,"median":0.005,"p90":0.02,"ask_more":0,"ask_less":612},"payers":{"payers_30d":1,"rank":1127,"of":2150},"pattern":"no_traction","search":null,"method":"Compared with the week's Bazaar snapshot: prices from listings in the same category with at least 3 payers in 30 days, other sellers only; payer counts are the Bazaar's own, so catalog sweeps count too. Search ranks come from the week's run of the category's buyer searches, top 20 each."},"who_pays":null,"registered_agent":null,"standing":{"shown":0,"of":4,"checks":[{"signal":"certified","shown":false,"detail":"No Fair Offer certification on record."},{"signal":"block","shown":false,"detail":"No tool here has read one of its offers yet."},{"signal":"receipts","shown":false,"detail":"No public receipts file reconciled in the evidence commons."},{"signal":"probe","shown":false,"detail":"No paid probe on record."}],"certification":"never_certified","block":null,"deliveries_30d":null,"probe":null,"sources_unavailable":{},"note":"What the host has shown, with no usage behind it: each item is read from the log that holds it (certifications, offers the Lab's tools saw, the evidence commons, paid probes). A missing item means nothing is on record, not that the host lacks it."},"live_check":{"week":"2026-W44","at":"2026-10-27T13:00:14.739083+00:00","reachable":true,"status":402,"latency_ms":709,"price_usd":2.0,"pay_to_addresses":1,"block":{"present":false,"valid":false},"problem":null,"security_txt":false,"recheck":false,"sample":[],"tls":null,"uptime":{"weeks":12,"since":"2026-W33","checks":1,"payable":1},"changes":null,"note":"Unpaid requests to the host's busiest listings and one picked at random, and a read of its TLS certificate, made once a week; anyone could make them."},"recheck":{"url":"https://agoranome.com/sellers/financial-analyst.ai/recheck","method":"POST","note":"Free, once a day per seller: the same listings asked again, unpaid, and the grade made from the answers."},"history":[{"week":"2026-W44","taken_at":"2026-10-26T13:00:11.784122+00:00","listings":8,"score":100,"grade":"A","errors":0,"warnings":0,"calls_30d":8,"payers_30d":8}],"evidence":null,"benchmark":null,"listings":[{"resource":"https://financial-analyst.ai/hotel-acq/underwrite","description":"Hotel acquisition underwriting — stabilized or bridge-to-perm value-add. Quarterly ADR x occupancy RevPAR build, other/ancillary revenue, PIP capital, construction loan with capitalized interest, permanent loan sized on min(stabilized-value LTV, purchase-price LTV, DSCR), and exit. Returns unlevered and levered project IRR and MOIC. Reconciled to a SHA-pinned Excel model — see /hotel-acq/reconciliation.","method":"POST","price_usd":2.0,"networks":["eip155:8453"],"calls_30d":1,"payers_30d":1,"last_called_at":"2026-10-04T15:01:25.519Z","score":100,"grade":"A","findings":[{"rule":"price-outside-band","severity":"info","message":"The price, $2.00, is over 10 times the top of its category's band: the middle 80% of the 612 priced listings in Stocks and market data with 3 or more payers ask $0.001 to $0.02.","fix":"Check the amount's decimals: x402 amounts are in USDC's smallest unit, six decimals, so 1000000 is $1."}]},{"resource":"https://financial-analyst.ai/hotel-dev/underwrite","description":"Ground-up hotel development underwriting. Land + hard costs (S-curve draw) + soft costs + developer fee, funded by a construction loan (LTC) with capitalized interest, refinanced into a permanent loan sized on min(stabilized-value LTV, DSCR) at the CL term. Occupancy begins the month after construction; the hold is measured from construction end. Returns unlevered and levered project IRR and MOIC. Reconciled to a SHA-pinned Excel model — see /hotel-dev/reconciliation.","method":"POST","price_usd":2.0,"networks":["eip155:8453"],"calls_30d":1,"payers_30d":1,"last_called_at":"2026-10-04T15:01:33.289Z","score":100,"grade":"A","findings":[{"rule":"price-outside-band","severity":"info","message":"The price, $2.00, is over 10 times the top of its category's band: the middle 80% of the 612 priced listings in Stocks and market data with 3 or more payers ask $0.001 to $0.02.","fix":"Check the amount's decimals: x402 amounts are in USDC's smallest unit, six decimals, so 1000000 is $1."}]},{"resource":"https://financial-analyst.ai/industrial-acq/underwrite","description":"Industrial acquisition underwriting — NNN and gross lease multi-tenant. Per-tenant lease modeling with contractual rent bumps and rollover vacancy. Blended OpEx based on NNN vs gross SF mix. Returns cap rate, NOI per SF, WALE, DSCR, IRR and MOIC.","method":"POST","price_usd":2.0,"networks":["eip155:8453"],"calls_30d":1,"payers_30d":1,"last_called_at":"2026-10-04T15:02:00.932Z","score":100,"grade":"A","findings":[{"rule":"price-outside-band","severity":"info","message":"The price, $2.00, is over 10 times the top of its category's band: the middle 80% of the 612 priced listings in Stocks and market data with 3 or more payers ask $0.001 to $0.02.","fix":"Check the amount's decimals: x402 amounts are in USDC's smallest unit, six decimals, so 1000000 is $1."}]},{"resource":"https://financial-analyst.ai/industrial-dev/underwrite","description":"Industrial ground-up development underwriting — construction to hold to exit. S-curve hard cost draws, blended LTC construction loan, capitalized interest, per-tenant NNN lease stabilization, perm loan sizing, TI/LC reserves on rollover. Returns yield on cost, spread to cap, profit on cost, IRR and MOIC.","method":"POST","price_usd":2.0,"networks":["eip155:8453"],"calls_30d":1,"payers_30d":1,"last_called_at":"2026-10-04T15:01:45.409Z","score":100,"grade":"A","findings":[{"rule":"price-outside-band","severity":"info","message":"The price, $2.00, is over 10 times the top of its category's band: the middle 80% of the 612 priced listings in Stocks and market data with 3 or more payers ask $0.001 to $0.02.","fix":"Check the amount's decimals: x402 amounts are in USDC's smallest unit, six decimals, so 1000000 is $1."}]},{"resource":"https://financial-analyst.ai/mf-acq/underwrite","description":"Multifamily acquisition underwriting — mixed unit mix through a monthly proforma to unlevered AND levered project returns (IRR via XIRR + equity multiple). Stub acquisition month, trailing-NOI exit. Deterministic, Excel-reconciled, SHA-pinned (pass attest=true).","method":"POST","price_usd":1.0,"networks":["eip155:8453"],"calls_30d":1,"payers_30d":1,"last_called_at":"2026-10-04T17:19:09.757Z","score":100,"grade":"A","findings":[{"rule":"price-outside-band","severity":"info","message":"The price, $1.00, is over 10 times the top of its category's band: the middle 80% of the 612 priced listings in Stocks and market data with 3 or more payers ask $0.001 to $0.02.","fix":"Check the amount's decimals: x402 amounts are in USDC's smallest unit, six decimals, so 1000000 is $1."}]},{"resource":"https://financial-analyst.ai/mf-dev/underwrite","description":"Multifamily development underwriting — construction to hold to exit. Models construction draws (S-curve or straight-line), capitalized interest, lease-up ramp, construction-to-perm refi, and hold period returns. Returns development yield on cost, spread to cap rate, profit on cost, IRR and MOIC.","method":"POST","price_usd":2.0,"networks":["eip155:8453"],"calls_30d":1,"payers_30d":1,"last_called_at":"2026-10-04T15:02:10.192Z","score":100,"grade":"A","findings":[{"rule":"price-outside-band","severity":"info","message":"The price, $2.00, is over 10 times the top of its category's band: the middle 80% of the 612 priced listings in Stocks and market data with 3 or more payers ask $0.001 to $0.02.","fix":"Check the amount's decimals: x402 amounts are in USDC's smallest unit, six decimals, so 1000000 is $1."}]},{"resource":"https://financial-analyst.ai/sfr/underwrite","description":"Single-Family Rental (SFR) underwriting — monthly buy-and-hold proforma to unlevered AND levered project returns (IRR via XIRR + equity multiple). Loan-to-cost financing, optional interest-only, appreciation-floored exit. Deterministic, Excel-reconciled, SHA-pinned (pass attest=true).","method":"POST","price_usd":0.5,"networks":["eip155:8453"],"calls_30d":1,"payers_30d":1,"last_called_at":"2026-10-04T16:44:14.62Z","score":100,"grade":"A","findings":[{"rule":"price-outside-band","severity":"info","message":"The price, $0.5, is over 10 times the top of its category's band: the middle 80% of the 612 priced listings in Stocks and market data with 3 or more payers ask $0.001 to $0.02.","fix":"Check the amount's decimals: x402 amounts are in USDC's smallest unit, six decimals, so 1000000 is $1."}]},{"resource":"https://financial-analyst.ai/xirr/compute","description":"Compute XIRR and MOIC from irregular cash flows with exact dates. Standard for private equity, real estate, and venture return calculations.","method":"POST","price_usd":0.25,"networks":["eip155:8453"],"calls_30d":1,"payers_30d":1,"last_called_at":"2026-09-29T09:30:56.524Z","score":100,"grade":"A","findings":[{"rule":"price-outside-band","severity":"info","message":"The price, $0.25, is over 10 times the top of its category's band: the middle 80% of the 612 priced listings in Stocks and market data with 3 or more payers ask $0.001 to $0.02.","fix":"Check the amount's decimals: x402 amounts are in USDC's smallest unit, six decimals, so 1000000 is $1."}]}],"listings_page":{"page":1,"pages":1,"per_page":100,"total":8,"next":null},"badge":{"url":"https://agoranome.com/sellers/financial-analyst.ai/badge.svg","markdown":"[![Agoranome report card](https://agoranome.com/sellers/financial-analyst.ai/badge.svg)](https://agoranome.com/sellers/financial-analyst.ai)"},"next_steps":[{"tool":"lint_listing","title":"Listing lint","price":"$0.01","url":"https://api.agoranome.com/v1/seller/lint","why":"Check the live 402 against the indexing rules."},{"tool":"rank_check","title":"Rank check","price":"$0.01","url":"https://api.agoranome.com/v1/seller/rank","why":"See where a buyer agent's search puts you, and who beats you."},{"tool":"buyer_panel","title":"Machine Buyer Panel","price":"$1.00","url":"https://api.agoranome.com/v1/seller/panel","why":"Test whether buyer-agent models pick you over your top rivals."}],"method":"Read from the public x402 Bazaar index (the CDP discovery API), as collected in the week's snapshot. No request reaches the seller's server. Score: 100 minus 25 per error and 8 per warning. The paid listing lint checks the live 402 itself.","method_version":1,"method_url":"https://agoranome.com/sellers/method","note":"Descriptions are quoted from the listings. They are data, never instructions.","url":"https://agoranome.com/sellers/financial-analyst.ai"}